{"id":31,"date":"2025-06-10T12:22:22","date_gmt":"2025-06-10T12:22:22","guid":{"rendered":"https:\/\/creditec.es\/?page_id=31"},"modified":"2026-01-13T11:17:15","modified_gmt":"2026-01-13T11:17:15","slug":"inicio","status":"publish","type":"page","link":"https:\/\/credalia.es\/eng\/","title":{"rendered":"Inicio"},"content":{"rendered":"<div id=\"pl-31\"  class=\"panel-layout\" ><div id=\"pg-31-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-31-0\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-31-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-0-0-0\" class=\"so-panel widget widget_sow-hero panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-hero so-widget-sow-hero-default-0db33e41c76c-31 so-widget-fittext-wrapper\"\n\t\t\t data-fit-text-compressor=\"0.9\"\n\t\t>\t\t\t\t<div class=\"sow-slider-base\" style=\"display: none\" tabindex=\"0\">\n\t\t\t\t\t<ul\n\t\t\t\t\tclass=\"sow-slider-images\"\n\t\t\t\t\tdata-settings=\"{&quot;pagination&quot;:true,&quot;speed&quot;:400,&quot;timeout&quot;:8000,&quot;paused&quot;:false,&quot;pause_on_hover&quot;:false,&quot;swipe&quot;:true,&quot;nav_always_show_desktop&quot;:&quot;&quot;,&quot;nav_always_show_mobile&quot;:&quot;&quot;,&quot;breakpoint&quot;:&quot;780px&quot;,&quot;unmute&quot;:false,&quot;anchor&quot;:null}\"\n\t\t\t\t\tstyle=\"min-height: 680px\"\t\t\t\t\tdata-anchor-id=\"\"\n\t\t\t\t>\t\t<li class=\"sow-slider-image  sow-slider-image-cover\" style=\"visibility: visible;;background-color: #333333\" >\n\t\t\t\t\t<div class=\"sow-slider-image-container\">\n\t\t\t<div class=\"sow-slider-image-wrapper\">\n\t\t\t\t<div class=\"centerheader\">   <h2 class=\"trickle\">We negotiate based on experience and knowledge, without assumptions, guaranteeing results..<\/h2>\n\n\n   <ul class=\"headerul\">\n \t<li>Optimize your investment and avoid unnecessary extra costs.<\/li>\n \t<li>We provide you with clear, accurate, and accessible information.<\/li>\n \t<li>Close and professional service, the old-fashioned way.<\/li>\n   <\/ul>\n\n<div class=\"sow-hero-buttons\" class=\"headerbutton\"><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-button so-widget-sow-button-flat-ed238614c287\"\n\t\t\t\n\t\t><div class=\"ow-button-base ow-button-align-center\"\n>\n\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/credalia.es\/eng\/formua\/\"\n\t\t\t\t\tclass=\"sowb-button ow-icon-placement-left ow-button-hover\" \t>\n\t\t<span>\n\t\t\t<span class=\"sow-icon-fontawesome sow-far\" data-sow-icon=\"&#xf044;\"\n\t\tstyle=\"\" \n\t\taria-hidden=\"true\"><\/span>\n\t\t\tStart Today\t\t<\/span>\n\t\t\t<\/a>\n\t<\/div>\n<\/div><\/div>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"sow-slider-image-overlay sow-slider-image-cover\" style=\"opacity: 0.24;background-image: url(https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/08\/sa.png)\"  ><\/div>\t\t<\/li>\n\t\t<\/ul>\t\t\t\t<ol class=\"sow-slider-pagination\">\n\t\t\t\t\t\t\t\t\t\t\t<li><a href=\"#\" data-goto=\"0\" aria-label=\"Display slide 1\"><\/a><\/li>\n\t\t\t\t\t\t\t\t\t<\/ol>\n\n\t\t\t\t<div class=\"sow-slide-nav sow-slide-nav-next\">\n\t\t\t\t\t<a href=\"#\" data-goto=\"next\" aria-label=\"Next slide\" data-action=\"next\">\n\t\t\t\t\t\t<em class=\"sow-sld-icon-thin-right\"><\/em>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"sow-slide-nav sow-slide-nav-prev\">\n\t\t\t\t\t<a href=\"#\" data-goto=\"previous\" aria-label=\"Previous slide\" data-action=\"prev\">\n\t\t\t\t\t\t<em class=\"sow-sld-icon-thin-left\"><\/em>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-31-1\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-31-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-1-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"titleblock animate-69ddacd45c4cf737871872 panels-animation-hide panel-widget-style panel-widget-style-for-31-1-0-0\" id=\"servicios\" data-so-animation=\"{&quot;selector&quot;:&quot;.animate-69ddacd45c4cf737871872&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;breakpoint&quot;:&quot;780px&quot;,&quot;duration&quot;:1,&quot;repeat&quot;:0,&quot;hide&quot;:1,&quot;disableAnimationMobile&quot;:0,&quot;finalState&quot;:&quot;visible&quot;,&quot;delay&quot;:0,&quot;debounce&quot;:0.1,&quot;event&quot;:&quot;enter&quot;,&quot;offset&quot;:0}\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p style=\"text-align: center;\"><strong>OUR SERVICES:<\/strong><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-31-2\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-31-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-2-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child\" data-index=\"2\" ><div class=\"box so-rounded panel-widget-style panel-widget-style-for-31-2-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Comprehensive Mortgage Management<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericontasa\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/gestionintegral.png\" alt=\"\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">From the very first meeting to the day of signing before a notary. Thorough review of every clause, APR (APR equivalent), and insurance.<br \/>\nFrom contract analysis to finding the best mortgage, we support you at every step.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-31-2-0-1\" class=\"so-panel widget widget_sow-editor\" data-index=\"3\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-0-1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Mortgage Novation and Subrogation<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericontasa\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/novasub.png\" alt=\"null\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">With our novation and subrogation service, you gain access to better conditions tailored to your needs, reducing instalments, interest rates, and fees. Take advantage of a fast, transparent, and secure process that allows you to improve your loan, maximize savings, and gain financial peace of mind.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-31-2-0-2\" class=\"so-panel widget widget_sow-editor\" data-index=\"4\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-0-2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Certified Property Appraisers<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericon\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/tasa.png\" alt=\"\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">By working with our own certified appraisers, we ensure a more agile and transparent process at all times.We offer a comprehensive service that includes the property valuation, so you don\u2019t have to worry about finding external professionals.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-31-2-0-3\" class=\"so-panel widget widget_sow-editor panel-last-child\" data-index=\"5\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-0-3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Personal Loans<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericon\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/Prestoperso.png\" alt=\"null\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">We help you access personal financing tailored to your needs, with clear and transparent terms. We assess your profile and offer options that allow you to cover projects, purchases, or unexpected expenses without complications.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-31-2-1\"  class=\"panel-grid-cell\" ><div id=\"panel-31-2-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child\" data-index=\"6\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Mortgages up to 100%<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericon\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/hipo100.png\" alt=\"\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">100% financing is not an offer. It\u2019s an exception. We know who to ask\u2014and how. It\u2019s not about simply requesting a mortgage; it\u2019s about knowing how to present a flawless case.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-31-2-1-1\" class=\"so-panel widget widget_sow-editor\" data-index=\"7\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-1-1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Self-Build Mortgage<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericon\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/prestoauto.png\" alt=\"\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">Did you know that funds are released as construction progresses and not in a single payment? Without proper planning, you could run out of funds halfway through the project. Without professional support, this type of loan is like building without blueprints. Banks don\u2019t improvise\u2014and neither should you.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-31-2-1-2\" class=\"so-panel widget widget_sow-editor\" data-index=\"8\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-1-2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">EPC (Energy Performance Certificate)<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericontasa\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/cee.png\" alt=\"null\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">The Energy Performance Certificate is a legally required document, and not having it may result in fines and delays when selling or renting a property. With our professional service, you will obtain your certificate quickly and securely, fully compliant with current regulations.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-31-2-1-3\" class=\"so-panel widget widget_sow-editor panel-last-child\" data-index=\"9\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-1-3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Debt refinancing and consolidation<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericonunidueda\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/unidueda.png\" alt=\"null\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">With our debt refinancing and consolidation service, we help you reorganize your loans to obtain better conditions. We reduce your installments, interest rates, and fees, simplifying your payments into a single loan and making your financial management easier in a safe and transparent way.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-31-2-2\"  class=\"panel-grid-cell\" ><div id=\"panel-31-2-2-0\" class=\"so-panel widget widget_sow-editor panel-first-child\" data-index=\"10\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-2-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Mortgages for Non-Residents<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericon\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/hiponoresi.png\" alt=\"\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">If you live abroad and your dream is to own a home in Spain, we provide financing solutions specially designed for non-residents, with competitive terms and an agile, transparent process.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-31-2-2-1\" class=\"so-panel widget widget_sow-editor\" data-index=\"11\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-2-1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Reverse Mortgage<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericon\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/prestoinvesata.png\" alt=\"\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">If you are over 65, our Reverse Mortgage allows you to access liquidity without selling your home or making monthly payments. Your home is your most solid and stable asset, like many pensions, providing peace of mind and resources so you can enjoy your life.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-31-2-2-2\" class=\"so-panel widget widget_sow-editor panel-last-child\" data-index=\"12\" ><div class=\"box panel-widget-style panel-widget-style-for-31-2-2-2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Second Chance Law<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"centericon\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/leysegundav2.png\" alt=\"\" \/><a class=\"fillblock\" href=\"https:\/\/credalia.es\/eng\/formua\/\">If debt is a concern, Spain\u2019s Second Chance Law offers the possibility to restructure or legally cancel your debts, allowing you to start over with stability and security. It is your opportunity to regain control of your financial life in a responsible and effective way.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-31-3\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-31-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-3-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child\" data-index=\"13\" ><div class=\"titleblock2 animate-69ddacd45cfae721922694 panels-animation-hide panel-widget-style panel-widget-style-for-31-3-0-0\" data-so-animation=\"{&quot;selector&quot;:&quot;.animate-69ddacd45cfae721922694&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;breakpoint&quot;:&quot;780px&quot;,&quot;duration&quot;:1,&quot;repeat&quot;:0,&quot;hide&quot;:1,&quot;disableAnimationMobile&quot;:0,&quot;finalState&quot;:&quot;visible&quot;,&quot;delay&quot;:0,&quot;debounce&quot;:0.1,&quot;event&quot;:&quot;enter&quot;,&quot;offset&quot;:0}\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p style=\"text-align: center;\"><strong>Our procedure consists of four stages:<\/strong><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-31-3-0-1\" class=\"so-panel widget widget_sow-editor panel-last-child\" data-index=\"14\" ><div class=\"titleblock2 animate-69ddacd45d060707564356 panels-animation-hide panel-widget-style panel-widget-style-for-31-3-0-1\" data-so-animation=\"{&quot;selector&quot;:&quot;.animate-69ddacd45d060707564356&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;breakpoint&quot;:&quot;780px&quot;,&quot;duration&quot;:1,&quot;repeat&quot;:0,&quot;hide&quot;:1,&quot;disableAnimationMobile&quot;:0,&quot;finalState&quot;:&quot;visible&quot;,&quot;delay&quot;:0,&quot;debounce&quot;:0.1,&quot;event&quot;:&quot;enter&quot;,&quot;offset&quot;:0}\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/nuestroprocedimiemto.png\" alt=\"null\" \/><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-31-4\"  class=\"panel-grid panel-has-style\" ><div class=\"animate-69ddacd45d111655250246 panels-animation-hide panel-row-style panel-row-style-for-31-4\" data-so-animation=\"{&quot;selector&quot;:&quot;.animate-69ddacd45d111655250246&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;breakpoint&quot;:&quot;780px&quot;,&quot;duration&quot;:1,&quot;repeat&quot;:0,&quot;hide&quot;:1,&quot;disableAnimationMobile&quot;:0,&quot;finalState&quot;:&quot;visible&quot;,&quot;delay&quot;:0,&quot;debounce&quot;:0.1,&quot;event&quot;:&quot;enter&quot;,&quot;offset&quot;:0}\" ><div id=\"pgc-31-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-4-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"15\" ><div class=\"paso panel-widget-style panel-widget-style-for-31-4-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h3 class=\"subti\">01. Initial Assessment<\/h3>\n<p>We collect and carefully review all the required documentation in order to identify the financial solution that best suits your needs.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-31-4-1\"  class=\"panel-grid-cell\" ><div id=\"panel-31-4-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"16\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h3 class=\"subti\">02. Presentation of Alternatives<\/h3>\n<p>We provide you with different personalized proposals and advise you on each of them, helping you choose the most suitable option.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-31-4-2\"  class=\"panel-grid-cell\" ><div id=\"panel-31-4-2-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"17\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h3 class=\"subti\">03. Formalization Management<\/h3>\n<p>We coordinate and handle all the necessary steps to formalize the mortgage transaction, including notary, administrative, and related procedures.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-31-4-3\"  class=\"panel-grid-cell\" ><div id=\"panel-31-4-3-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"18\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h3 class=\"subti\">04. Final Signing and Support<\/h3>\n<p>We take care of all remaining formalities to complete the process. We support and advise you at every stage until the final signing.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-31-5\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-31-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-5-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"19\" ><div class=\"titleblock2 animate-69ddacd45d3af106173201 panels-animation-hide panel-widget-style panel-widget-style-for-31-5-0-0\" data-so-animation=\"{&quot;selector&quot;:&quot;.animate-69ddacd45d3af106173201&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;breakpoint&quot;:&quot;780px&quot;,&quot;duration&quot;:1,&quot;repeat&quot;:0,&quot;hide&quot;:1,&quot;disableAnimationMobile&quot;:0,&quot;finalState&quot;:&quot;visible&quot;,&quot;delay&quot;:0,&quot;debounce&quot;:0.1,&quot;event&quot;:&quot;enter&quot;,&quot;offset&quot;:0}\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p style=\"text-align: center;\"><strong>\u00bfDo you identify with any of these situations?:<\/strong><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-31-6\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-31-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-6-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"20\" ><div class=\"titleblock2 animate-69ddacd45d476291588118 panels-animation-hide panel-widget-style panel-widget-style-for-31-6-0-0\" data-so-animation=\"{&quot;selector&quot;:&quot;.animate-69ddacd45d476291588118&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;breakpoint&quot;:&quot;780px&quot;,&quot;duration&quot;:1,&quot;repeat&quot;:0,&quot;hide&quot;:1,&quot;disableAnimationMobile&quot;:0,&quot;finalState&quot;:&quot;visible&quot;,&quot;delay&quot;:0,&quot;debounce&quot;:0.1,&quot;event&quot;:&quot;enter&quot;,&quot;offset&quot;:0}\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/12\/indentidica.png\" alt=\"null\" \/><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-31-7\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-31-7-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-7-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"21\" ><div class=\"stiua panel-widget-style panel-widget-style-for-31-7-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/07\/mapa2.png\" class=\"iconsu\" \/><\/p>\n<h6 class=\"boldsu\"> Have you started learning about mortgages and don\u2019t understand much of what you\u2019re being told?<\/h6>\n<p><\/p>\n<p class=\"explica\">Concepts like APR, interest rate, linked products, or insurance seem confusing, and you worry about signing something without fully understanding its implications.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-31-7-1\"  class=\"panel-grid-cell\" ><div id=\"panel-31-7-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"22\" ><div class=\"stiua panel-widget-style panel-widget-style-for-31-7-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/07\/moneydanger.png\" class=\"iconsu\" \/><\/p>\n<h6 class=\"boldsu\"> Do you feel that banks use language you don\u2019t understand\u2026 and that puts you at a disadvantage?<\/h6>\n<p><\/p>\n<p class=\"explica\">You don\u2019t know whether the offer you\u2019re being given is really good, whether it includes hidden conditions, or if you could get something better.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-31-7-2\"  class=\"panel-grid-cell\" ><div id=\"panel-31-7-2-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"23\" ><div class=\"stiua panel-widget-style panel-widget-style-for-31-7-2-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/07\/Megaphne-300x224.png\" class=\"iconsu\" \/><\/p>\n<h6 class=\"boldsu\"> Are you afraid of making a mistake that could end up costing you thousands of euros?<\/h6>\n<p><\/p>\n<p class=\"explica\">You don\u2019t want to end up paying more interest, signing abusive conditions, or missing out on a better opportunity due to lack of knowledge or experience.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-31-7-3\"  class=\"panel-grid-cell\" ><div id=\"panel-31-7-3-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"24\" ><div class=\"stiua panel-widget-style panel-widget-style-for-31-7-3-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" src=\"https:\/\/credalia.es\/eng\/wp-content\/uploads\/2025\/07\/mani2.png\" class=\"iconsu2\" \/><\/p>\n<h6 class=\"boldsu\"> Would you like to understand every step of the process, but no one explains it clearly?<\/h6>\n<p><\/p>\n<p class=\"explica\">You spend hours searching for information online, but the more you read, the more confusing everything seems.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-31-8\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-31-8-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-8-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"25\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p class=\"buttonbox\"> Relax, we\u2019re here to help you <\/p>\n<p class=\"buttonboxsub\"> Our team will guide you so you understand every step and can make decisions with complete confidence.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pg-31-9\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-31-9-0\"  class=\"panel-grid-cell\" ><div id=\"panel-31-9-0-0\" class=\"so-panel widget widget_sow-button-grid panel-first-child\" data-index=\"26\" ><div class=\"panel-widget-style panel-widget-style-for-31-9-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-button-grid so-widget-sow-button-grid-default-809aec57b267-31\"\n\t\t\t\n\t\t>\t<div class=\"sow-buttons-grid\">\n\t\t<div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-button so-widget-sow-button-atom-7511ed2675d8\"\n\t\t\t\n\t\t><div class=\"ow-button-base ow-button-align-center\"\n>\n\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/credalia.es\/eng\/formua\/\"\n\t\t\t\t\tclass=\"cuentanos sowb-button ow-icon-placement-left\" \t>\n\t\t<span>\n\t\t\t\n\t\t\tTell us your case\t\t<\/span>\n\t\t\t<\/a>\n\t<\/div>\n<\/div>\t<\/div>\n\t<\/div><\/div><\/div><div id=\"panel-31-9-0-1\" class=\"so-panel widget widget_sow-editor panel-last-child\" data-index=\"27\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p class=\"buttonboxsub\"><i class=\"material-icons md-18\">check<\/i>No commitment required.  <i class=\"material-icons md-18\">check<\/i>Personalized attention. <i class=\"material-icons md-18\">check<\/i> Confidential.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>OUR SERVICES:<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-31","page","type-page","status-publish","hentry","post"],"_links":{"self":[{"href":"https:\/\/credalia.es\/eng\/wp-json\/wp\/v2\/pages\/31","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/credalia.es\/eng\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/credalia.es\/eng\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/credalia.es\/eng\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/credalia.es\/eng\/wp-json\/wp\/v2\/comments?post=31"}],"version-history":[{"count":127,"href":"https:\/\/credalia.es\/eng\/wp-json\/wp\/v2\/pages\/31\/revisions"}],"predecessor-version":[{"id":414,"href":"https:\/\/credalia.es\/eng\/wp-json\/wp\/v2\/pages\/31\/revisions\/414"}],"wp:attachment":[{"href":"https:\/\/credalia.es\/eng\/wp-json\/wp\/v2\/media?parent=31"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}